Wednesday, November 26, 2014
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2 South Main Street  Princeton, IL 61356 

(815) 875-2631
Local Government Departments Fire & EMS Department ISO Public Protection Class Rating

ISO - Public Protection Class Rating

Scope of the Public Protection Classification Evaluation

  • The purpose of an ISO public protection survey is to gather information to determine a numerical rating that insurers use for underwriting and to calculate premiums for fire insurance.
  • The Fire Suppression Rating Schedule (FSRS) recognizes fire-protection features only as they relate to suppression of fires in structures.
  • The Public Protection Classification (PPC) Evaluations are typically conducted every 10 years or when a community makes major improvements to the related evaluation criteria.


Fire Suppression Rating Schedule Evaluation Criteria

A community's PPC depends on:
  •  Fire alarm and communication systems
  •  Community fire suppression capabilities
  •  Public water-supply system


Princeton's Public Protection Class Rating - 4

  • There are very few communities of Princeton's size who meet the protection class 4 requirements.
  • Most IL communities earning this level of protection or better are Chicago Suburbs or have a larger population such as Peoria or Normal. 
  •  Only about 15% of the nation's communities have earned PPC 4 or better.


Community Benefit of the Public Protection Classification Rating

  • A community's investment in fire control is a proven and proactive mitigation element of future fire losses.
  • Insurance companies use PPC information to help establish fair premiums for fire insurance which generally offer lower premiums in communities with better protection.
  • By offering economic benefits for communities that invest in their firefighting services, the program provides a real incentive for improving and maintaining public fire protection.
  •  Statistical data on insurance losses exemplifies the relationship between excellent fire protection and low fire losses.


 Click HERE to view the City of Princeton ISO Grading Presentation


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